Best cash Isa 2019: our favorite floating rate accounts

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Variable Rate Cash The Isas may be a good option if you do not want your money to be stuck for a set period of time, as required by term Isas.

However, accounts allow different degrees of access and rates can go up and down.

Some of the highest paying accounts may have catches such as limited notice periods and withdrawals.

Investors can place up to £ 20,000 in an Isa account for the 2018-2019 tax year.

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Variable rate Isa buys better

<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "Coventry Building Society& nbsp; offer & nbsp; the maximum rate of 1.5 pc on deposits over £ 1. "data-reactid =" 26 ">Coventry Building Society offers the maximum rate of 1.5 pc on deposits over £ 1.

Exceptionally for a variable rate at the best price Isa, the Coventry agreement is also easy to access, allowing withdrawals without penalties.

Historically easy to access, the Isas paid low rates compared to those with more constraints.

The Coventry account can not be opened and managed online. It includes a bonus of 0.35 pc.

<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "Santander& nbsp; takes second place with a contract of 1.5 pc. The easy access contract can be opened with £ 500 online, at a branch or via mobile devices. "Data-reactid =" 30 ">Santander takes second place with a 1.5pc paying deal. The easy access contract can be opened with £ 500 online, in a branch or via a mobile device.

It can then be managed online or on mobile.

However, the Isa is only open to Santander's existing customers with its Select current account or one of its 123 transactions.

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However, the contract has several conditions.

First, savers need at least £ 2,000 to get the deal, which can only be opened and managed by mail.

If you transfer money to your account, you will have to pay up to 0.5% of the amount, or at least £ 15.

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<p class = "canvas-atom canvas-text Mb (1.0em) Mb (0) – sm Mt (0.8em) – sm" type = "text" content = "Sign up for our & nbsp; for the most important news of the week on personal finance, expert analysis and advice, retirement and real estate with investment ideas and savings tips,weekly newsletter."data-reactid =" 38 "> For the latest news, analysis and expert advice on the most important personal finances of the week, from retirement to property to investment ideas and advice savings, sign up for our weekly newsletter.